Single Family Owner Occupied Rehab Program

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The Housing Rehabilitation Assistance Program offers loan assistance to eligible homeowners to complete rehabilitation deemed necessary to correct housing deficiencies and to address items deemed essential for basic health, safety and welfare. All rehabilitation work must meet the City’s most current rehabilitation standards and building code. Preference will be given first to families with a member who is a disabled senior citizen, second to families with a member who is a non-displaced senior citizen and finally to all other owner-occupied single-family homes (non-disabled and non-senior). Work items may include, but are not limited to, replacement and/or repair of:

• Windows/doors
• Plumbing/electrical/HVAC systems
• Roofs
• Structural repair
• Mitigation/abatement of lead-based and removal and /or repair of any code violations

The City will provide a 0% interest deferred loan, not to exceed $50,000, for these repairs. A lien (Deed of Trust) equal to the value of the deferred loan will be placed against the property for a specified period of affordability corresponding with the amount of the loan. 

LOAN AMOUNT

PERIOD OF AFFORDABILITY

< $15,000

5 years

$15,000 -- $40,000

10 years

> $40,000

15 Years


Household income must be at or below 80 percent of the area median income level. The current Housing and Urban Development (HUD) guidelines are as follows:

FY 2014 INCOME LIMITS
(EFFECTIVE MAY 14, 2014)

HOME Investment Partnerships Program
Single Family Owner Occupied Rehabilitation Program (SFOOR)

Family Size

1

2

3

4

5

6

7

8

80% of AMI

$34,450

$39,400

$44,300

$49,200

$53,150

$57,100

$61,050

$64,950



If the homeowner transfers the property within the first 5 years of participation, regardless of the amount of assistance received, the entire deferred loan will be deemed repayable to the City.

For more information on the Single Family Owner-Occupied Rehabilitation Program, please call 702-633-1532.

Click here for downloadable single family rehabilitation application. 
Click here for downloadable single family rehabilitation guidelines.